SOLVE ANY CASH FLOW EMERGENCY IN YOUR BUSINESS WITHOUT GOING THROUGH YOUR BANK
VAT Bill Due? Suppliers Chasing You? Payroll Tomorrow? Get Up To £2m Funded In 24 Hours Even If Your Bank Said “No”
Using our 24-Hour Instant Cash Flow System, you’ll skip credit score minimums, avoid paperwork, and bypass hard credit searches. We just need 3 months bank statements and get instantly matched with lenders who can often offer rates from 5% - with instant approvals in seconds , not weeks.


And get approved up to £2m in instant funding in as little as 24 hours *T&Cs apply
Businesses Helped
& Risk-Free
Cash Flow System
Rate
Application
Approved Last Year
Regulated Lenders
Get Up To £2m To Cover VAT, Payroll Or Suppliers Within 24 Hours - Even If Your Bank Already Said No…
It's 24 hours from now. That VAT bill that's been keeping you awake? Paid. The supplier threatening to cut you off? Sorted. Payroll landing on Friday? Covered. The tight feeling in your chest finally disappears because the money's in your account and the pressure's off.
This is exactly what BMSE's 24-Hour Instant Cash Flow System delivers: fast, clear funding when your bank says no. We match your business against 100+ UK lenders in 30 seconds, find the partner most likely to approve you, and get money into your account within 24-48 hours. Here’s how…
And get approved up to £2m in instant funding in as little as 24 hours *T&Cs apply


not blasted randomly
- 100+ Years Combined Experience | 5000+ Companies Helped | 100+ Years Combined Experience | 5000+ Companies Helped |
- 100+ Years Combined Experience | 5000+ Companies Helped | 100+ Years Combined Experience | 5000+ Companies Helped |
- 100+ Years Combined Experience | 5000+ Companies Helped | 100+ Years Combined Experience | 5000+ Companies Helped |
- 100+ Years Combined Experience | 5000+ Companies Helped | 100+ Years Combined Experience | 5000+ Companies Helped |
- 100+ Years Combined Experience | 5000+ Companies Helped | 100+ Years Combined Experience | 5000+ Companies Helped |
- 100+ Years Combined Experience | 5000+ Companies Helped | 100+ Years Combined Experience | 5000+ Companies Helped |
- 100+ Years Combined Experience | 5000+ Companies Helped | 100+ Years Combined Experience | 5000+ Companies Helped |
- 100+ Years Combined Experience | 5000+ Companies Helped | 100+ Years Combined Experience | 5000+ Companies Helped |

We Analyse Your Business Against 100+ UK Lenders In Seconds - Then Match You With The Partner Most Likely To Fund You Within 24 Hours
Submit just two documents, and in seconds, our system analyses your trading history and cash flow pattern, then matches it against the criteria of 100+ UK lenders at once. This instantly shows which lenders are most likely to approve you today - not in weeks.
Once matched, we connect you directly with the partner who can move fastest. Most business owners have money in their accounts within 24-48 hours without hurting their credit scores. You just need your last year's accounts and three months of bank statements, and we'll show you the fastest path to funding.
And get approved up to £2m in instant funding in as little as 24 hours *T&Cs apply

How 1,200+ UK Business Owners Went From "Bank Said No" To "Money In The Account" In 24 Hours
And get approved up to £2m in instant funding in as little as 24 hours *T&Cs apply
Why Choose BMSE Over Banks, Brokers, And Alternative Lenders…

Instant Access To 100+ UK Lenders
You get matched with whoever can fund you fastest, not whoever pays us the highest commission.


Money In Your Account Within 24-48 Hours
Just provide one year's accounts and three months' statements - we'll show you the fastest route to funding.

30-Second Matching With Zero Credit Footprint
See which lenders will approve you before any formal application damages your credit score.

96% Approval Rate Even After Bank Rejection
Our multi-lender system funds 96% of businesses, including those with CCJs, bad debt, or imperfect credit.

FCA-Regulated Partners You Can Trust
Every lender is FCA-authorised and regulated - borrow with confidence.
And get approved up to £2m in instant funding in as little as 24 hours *T&Cs apply


We’re The Secret Funding Resource Of 1,200+ Smart, UK Business Owners…
A business making £100k monthly revenue shouldn't collapse over a £40k VAT bill just because their bank moves too slowly. At BMSE, we created a system that gives UK businesses what they actually need: fast, safe access to the funding they need to keep their business rolling.
We've connected over 1,200 UK business owners with funding through our network of 100+ leading British financial institutions - including £20m in the last year alone. We know exactly which lenders fund which businesses, which criteria actually matter, and how to match the right business with the right partner in under 30 seconds.
And get approved up to £2m in instant funding in as little as 24 hours *T&Cs apply

BMSE's 24-Hour Approval vs Your Bank's 3-Week Runaround




And get approved up to £2m in instant funding in as little as 24 hours *T&Cs apply
From "Bank Said No" To "£50k In Your Account" In Just 3 Simple Steps
See Who'll Approve You In 30 Seconds
Fill out the form. Our system matches you against 100+ lenders and shows your approval odds - zero credit damage.
Know Your Exact Borrowing Power Within Seconds
We show you what you qualify for; which lender approves fastest.
Up To £2m In Your Account Within 24 Hours
Choose your lender; we submit everything, and most businesses get funded within 24-48 hours.



And get approved up to £2m in instant funding in as little as 24 hours *T&Cs apply
How 1,200+ UK Business Owners Went From "Bank Said No" To "Money In The Account" In 24 Hours

£27,000 funded | Cash in 36 hours
“After being declined multiple times elsewhere, we were starting to think funding just wasn’t anoption for us anymore. BMSE took the time to understand our business properly rather than just looking at a credit score. Despite the market slowdown, they focused on the fact that we had consistent monthly revenue. The funding came through incredibly quickly - we had the cash in just over a day - which allowed us to consolidate existing debt and stabilise the business. The process was clear, fast, and felt genuinely supportive. A huge weight off our shoulders.”
Flooring Retailer - Seaforth



£500,000 funded | Cash in 72 hours
“We’d recently lost a major contract and had several lenders turn us down as a result. BMSE looked beyond the headline issues and recognised the strength of our underlying business, particularly the assets we own and our long-term capability. They secured £500,000 in working capital within days, which gave us the breathing space we needed to move forward and win new work. What stood out was how commercially minded the whole process felt - it wasn’t box-ticking, it was proper problem solving.”
Manufacturer - West Yorkshire



£125,000 funded | Cash in 48 hours
“Cash flow was becoming a real challenge for us, and after a run of declines we were worried about how we’d fund our next development. BMSE took a much more practical view of our situation and focused on our recent growth rather than past issues. They arranged £125,000 in funding within 48 hours, which allowed us to keep momentum on a key project. The speed, transparency, and straight-talk approach made a stressful situation far easier to man-age.”
Construction Firm - East Sussex



£45,000 funded | Cash in 48 hours
“We’d hit a point where cash flow was tight due to rising costs. After a couple of declines, confi-dence was low and options felt limited. BMSE took a practical view of the business and focused on the fact that we have steady, repeat trade and a loyal customer base. They arranged £45,000 within 48 hours, which allowed us to cover immediate costs and keep the business running smoothly without disruption. The whole process was straightforward, fast, and far less stressful than we expected.”
Garage - Sheffield



£80,000 funded | Cash in 72 hours
“We were looking for funding to support growth, but traditional lenders were slow and overly rigidin their approach. BMSE understood the nature of a professional services business and focused on our recurring revenue and client retention rather than just historic figures. They secured £80,000 in funding within a few days, giving us the flexibility to invest in staff and systems at the right time. What impressed us most was how commercially sensible the whole process felt - efficient, trans-parent, and well managed from start to finish.”
Accountancy Practice - London



£60,000 funded | Cash in 36 hours
“We needed funding to help consolidate debt and manage cash flow during an expansion period, but previous applications hadn’t gone anywhere and time was becoming an issue. BMSE took the time to understand how the practice operates and recognised the strength of our ongoing demand and stable income. They arranged £60,000 in funding in just over a day, which allowed us to stay focused on running the practice rather than worrying about finances. The speed and clarity made a real difference - it felt like dealing with people who genuinely under- stood our situation.”
Veterinary Practice - Glasgow


And get approved up to £2m in instant funding in as little as 24 hours *T&Cs apply
From "Bank Said No" To "£50k In Your Account" In Just 3 Simple Steps
Start-Up
Loan
Sole Trader
Loan
SME Loans
Government
Loan
Restructuring
Poor Credit
Loans
£1k-£5k
Loans
Bank
Accounts
Company
Formation
Government
Grants
Capital
Allowance
MCA
Finance
And get approved up to £2m in instant funding in as little as 24 hours *T&Cs apply


The "24-Hour Cash Flow Clarity" Guarantee
If we can't show you exactly where you stand, who will realistically lend to you, and the fastest, safest route forward within 24 hours… We'll compensate you for wasting your time.*
We'll reveal your real borrowing power, your most suitable funding partners, and your quickest path to a viable approval, all without a credit footprint and without your bank ever knowing.
You'll walk away with a clear, actionable funding roadmap that shows you the exact steps to secure £1k-£2m in as little as 24 hours, or the responsible guidance not to borrow at all.
And here's our promise: if we can't deliver that level of clarity, accuracy and pre-qualification within 24 hours, we'll make it right with a service credit or goodwill compensation - guaranteed.
No friction. No guesswork. Just the strongest, safest, and most transparent guarantee in UK business funding.
*T&C's Apply
And get approved up to £2m in instant funding in as little as 24 hours *T&Cs apply
OFFER FOR THE FIRST 15 UK BUSINESSES
Claim Your FREE Express Funding Quote And Discover How To Unlock Up To £2m In Working Capital In 24 Hours


Here’s just a fraction of what you’ll discover in your FREE Express Funding Quote:
How YOU can unlock up to £2m in as little as 24 hours - The fastest route to funding without credit scores, long forms or bank delays.
The 24-Hour Instant Cash Flow System - See how we analyse 100+ lenders in seconds to find your fastest approval.
Your personalised Funding Roadmap - A tailored plan showing your approval odds, borrowing limit, and the safest repayment structure for your cash flow.
The Bank-Decline Reversal Strategy - Explaining how thousands of UK SMEs get approved even after being rejected by their bank.
Cash flow Rescue Plan, A clear blueprint to stabilise VAT, suppliers, payroll or growth needs.
Everything You're Wondering About Fast Business Funding Without Banks (Answered Honestly)
No. Our 30-second matching uses a soft search with zero credit footprint. Your score stays protected.
And get approved up to £2m in instant funding in as little as 24 hours *T&Cs apply


